QUALIFICATIONS  

Certified Residential Real Estate Appraiser #AR007562         

                                                                                             

Professional Experience

Present        Real Estate Appraiser & Owner

                   Julie Adams-Nearman LLC/Adams Appraisal 119 - Arroyo Grande, CA

1995 – 2006  Real Estate Appraiser & Owner

                    Nearman Appraisal Associates - Grover Beach and Arroyo Grande, CA

Origination, desk/field review and audit services for single family, condo, 2-4 unit residential income properties, vacant land, new construction. Lending, Relocation,  REO/Foreclosure, Estate,

Probate and Tax Appeal services provided.

Service Area:  San Luis Obispo and  Santa Barbara Counties

1994-1996    National Review Appraiser

                   Norwest Mortgage/Value-IT - Grover Beach, CA  

                                                           (Corp. Office-Minneapolis, MN)

Nationwide desk reviews of appraisals for quality assurance and compliance. Completed local region field reviews.

1990-1994    Special Assignments Group Manager-Appraisal Division

                    Long Beach Mortgage/Ameriquest - Burbank, CA  

                                                                    (Corp. Office-City of Orange, CA)

Managed a department of appraisers responsible for  the completion of REO and foreclosure appraisals for properties throughout California. Responsible for investor asset valuation reporting and providing market trend analysis in various regions statewide.

1987-1990    Sr. Review Appraiser

                    Western Federal Savings and Loan - Encino, CA

Desk and field reviews of appraisals completed for single family, condo, 2-4 unit residential income, vacant land and  new construction.

Service Area:  San Luis Obispo, Santa Barbara, Ventura, 

                     Los Angeles Counties

1983-1987    Staff Appraiser

                    Investment Savings and Loan - Woodland Hills,  CA

Origination of appraisals for single family, condo, 2-4 unit residential income, vacant land and new construction.

Service Area:  San Luis Obispo, Santa Barbara, Ventura,

                     Los Angeles Counties

Professional License, Designation and Affiliations

• State of California –Business, Transportation & Housing Agency - Office of Real Estate Appraisers: Certified Residential Appraiser License  #AR007562
• Federal Appraisal Subcommittee–National Registry:Active/AQB Compliant (www.asc.gov)
• FHA Approved-US Dept of Housing and Urban Development (HUD)

Professional  Expertise and Education

Over 39 years as a full-time real estate appraiser.  Appraisal background includes new construction, vacant land, 2-4 unit residential income properties, desk and field review, internal audit, compliance reporting,  REO and foreclosure properties/marketing strategies, secondary marketing, investor analysis as well as management.  General background includes real estate loan processing/documentation/funding and escrow/title.

Appraisal related courses completed include:

Highest & Best Use Market Analysis Analyzing Operating Expenses Residential Report Writing & Case Studies Complex Appraisals Federal and State Laws and Regulations Uniform Standards of Professional Practice-USPAP Appraisal Standards and Ethics: A&B Electronic Data Interchange Interaction Management Program

Real Estate Appraisal Fundamentals II Residential Appraisal Review Appraisal Math & Statistics Appraiser as Expert Witness Appraising Manufactured Homes FHA Update Appraising Real Property Applied Property Valuation  Income Property Appraising